Over 70% of all marriages that end in a divorce are due to financial problems.


On average, when you buy something with a credit card, you pay 141% more than if you used cash.


The outstanding debt on VISA credit cards, totals $1trillion in the US. Debt on Mastercard is $660 billion. The rest of the credit card companies totals comes to $2 trillion for the U.S.

CREDIT FACTS

Your credit rating determines the rates you pay for homeowners insurance, credit cards, lines of credit, car loans, & mortgages. The better the score the better the rates or premiums you pay! Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). A CRA is commonly known as a credit bureau. They determine if will get a job or a loan and at what rate it is at. They tell if you have had any judgments, opened a new credit card, are behind in your child support or have filed for bankruptcy.

Credit scores do not go up over night. We can help you understand your score, improve you score, get you on a plan to solve any credit issues you have. You are not alone 75% of all America are three pay checks away from bankruptcy. The minimum payment on a credit card consists of 90% interest and 10% reduction in your balance. 71% of all credit card accounts the consumer pays only the minimum balance.

Our goal is to help you improve your credit score, reduce the interest rates you pay, lower you insurance premiums, and put you in control of you credit. Our business is built on your success. Our business is built on helping our client and the referrals we receive by helping you! We want to do a great job saving you thousands in interest and premiums. We will get you on the right plan for you and get you approved for a mortgage that meets your budget.

EVER WONDER HOW MUCH YOU ACTUALLY PAY IN INTEREST ON YOUR DEBT?



Default Interest rate of 28%

What are you paying in Interest?

Enter interest rate on Cards if avalible: 28%
Enter your total credit card debt: $60,000.00
Interest paid per year on Credit Cards is: $15,120.00
Iterest paid over 4 years on Credit Cards: $60,480.00

Try it for yourself by downloading the Excel spreadsheet with editable fields!